Lack of knowledge is one of the quickest ways to become vulnerable to online scams. Forewarned is forearmed. Finding out what kinds of traps lurk in the Internet is one of the first and essential steps you can take to avoid situations or individuals meant to con you out of your money.
Read the fine print
It’s okay to rely on the experts to protect you from online theft. Even so, it’s also a good thing to do what you can to protect yourself from it. No matter what kind of transaction you’re involved with and who you’re doing business with, there’s still no excuse for you to skip reading the fine print.
Conduct a background check on the firm
You don’t need to be a detective in order to conduct an effective background check on a firm. Every legitimate firm will always leave a paper trail behind it. In fact, it’s their interest to do so since it’s one way for their customers to verify that they’re the real deal. If the company you plan to do business with has no records with the Better Business Bureau or, worse, shows up with the Consumer Fraud division in your state – you’re definitely better off running the opposite direction.
Double-check every item on your credit card statement
Make it your monthly ritual. No matter how many precautions you take, there’ll always be a new way that hackers would come up with to commit online theft. In most cases, prompt reports of questionable items in your credit card statement can prevent unnecessary deductions from your account. Information from your case will also help deter similar attacks in the future.
Avoid buying from unknown websites
It’s simply safer this way. With unknown websites, their policies for returns, refunds, and client protection can still be sketchy. If something goes wrong, you won’t be able to rely on website management to help you recover lost or stolen money.
No delivery equals zero payment required
If you do not receive the item or provided the service you purchased online in thirty days, then you can contact your credit card company to withhold payment. The only exception to this is when you were explicitly informed that delivery wouldn’t be possible in 30 days.
Pay for protection
If you do business or transact online frequently, then what you’d pay for extra credit card protection would be worth it. Take the time to shop around to find out what your options are.
Protect Yourself Better with High Speed Internet
In the off chance that you do become a victim of any online scam, having a fast Internet connection enables you to respond more quickly to the situation. With fast Internet, you can also multitask online to try different solutions at the same time.
Krystine Joy Sitjar is a freelance writer that loves to write blogs about the internet. She is also a gadget fanatic.